‘Traditionally, people in their 20s and 30s would account for a substantial share of Maryland’s first-time homebuyers, but we’ve seen a little difference in that demographic over the years, and it’s believed that student loan debt is a part of the challenge,’ Lt. Gov. Boyd Rutherford said at an event to kick off the program.

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After years of paying rent, the dream of homeownership will not only start to become increasingly appealing but begin to actually seem approachable at a certain age. As income becomes more consistent, credit scores improve and a specific lifestyle becomes predominant, you may become ready for this step sooner than you originally thought.

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Celent predicts P2P loans in 2008 will top .5 billion for the first time and explode. Yale Law School student andrew verstein, who wrote the study by the Filene Research Institute. Borrowers’.

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Student Loans. Aside from down payment.student loans are one of the biggest hurdles for a person buying their first home today. Student loan debt, coupled with sky-high rents and expensive home prices make it difficult for potential home buyers to put anything aside for a down payment – or afford monthly mortgage payments.

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